Short-Term Disability

Ferrum College offers Short-term Disability Insurance at no cost to employees. The short-term disability insurance is self-insured by Ferrum College. If an employee is considered eligible for benefits, the College will pay up to 60% of his or her monthly earnings plus contributions to the employee's retirement plan (if enrolled).

The College uses an Advice-to-Pay service provided by Unum Life Insurance to determine if a claim is eligible.

UnumProvident
Customer Care Center
P.O. Box 12030
Chattanooga, TN 37401-3030
www.unumprovident.com

Full-time and regular part-time employees are eligible the first day of the month following employment.

To file a claim for short-term disability benefits, please contact Human Resources at X4235.

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