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What type of services
does FCHC provide?
Physical examinations, sports
and school entry physicals, immunizations, allergy injections,
general medical diagnosis and treatment of acute and chronic medical
problems, and an on-site laboratory and pharmacy. Counseling services
are also housed in the Health Center.
Can my prescriptions be filled at
the FCHC?
FCHC offers an on-site pharmacy where your prescriptions can be filled.
There are also many over-the-counter medications and products available
at the pharmacy store.
Do I need an appointment to be seen
at FCHC?
It is always best to make an appointment if you need to be seen for
a general medical problem. If there is a more urgent problem, our nurses
will evaluate your situation, render treatment as needed, and determine
whether more intensive treatment is needed by the Doctor or Nurse Practitioner.
If I need a band aid or something
basic, do I have to pay to come to FCHC?
No, basic services can be administered by our nurses, and there is
no charge for evaluation and treatment by the nurse. However, if
the nurse evaluates an individual and determines that more intensive
treatment is needed, the patient may be referred to the doctor or
Nurse Practitioner. If the patient is seen by the Doctor or Nurse
Practitioner, services are billed to patient's insurance. Depending
on your insurance, a co-pay may be collected at the time of visit.
If Im really sick and need to be seen by the
Nurse Practitioner but I dont have an appointment and dont
know what type of insurance I have, can I still be seen?
Yes. The Health Center will not refuse service to anyone. Every attempt
will be made to make appointments for individuals as quickly as possible.
However, circumstances do arise that prohibit same day appointments
and we ask that you understand we will do everything we can to get
you in as soon as we are able. If insurance information is not on
file, we ask that the student attempt to get that information to us
the next day. If insurance information is not available, the student
will be billed directly for the visit instead of his/her insurance
company.
If I miss a class due to illness,
can I get an excuse from the FCHC?
No. Excuses for missed classes are not provided by the Health Center.
The Health Center can provide a note stating that a student was seen
in the Health Center, with date and time, to confirm a visit only.
Which insurances are accepted in
the FCHC?
A wide variety of insurances are accepted at the Ferrum Community
Health Center. Given that the geographic backgrounds of Ferrum students
is so diverse, there are insurance companies which may not be accepted
because Ferrum is considered out-of-network. Please contact our office
to check if your specific policy is accepted by calling (540) 365-4469.
How does the Commercial Travelers policy provided
by the College work?
Commercial
Travelers, a basic accident and sickness policy, covers office
visits, laboratory/diagnostic work and minimal hospitalization. The
policy will cover for services received in the Health Center. If services
are received in the Health Center or any other health care agency,
the student is required to fill out a claim form and submit it to
Commercial Travelers (click
here to download). Payment for services will not be made
by CT without a claim form on file. Claim forms are also available
in the Health Center and Health Center staff will gladly assist students
with filing their claims if requested. Please contact our office for
a brochure outlining coverage.
If I have my own insurance through a personal policy,
do I need to get the policy offered by the College?
Commercial
Travelers is available for those students who have no insurance
coverage through parents or a personal policy. The policy covers
for services received in the Health Center and serves as a supplemental
policy to other policies (through parents or self). It will pay
for services that are out-of-network for personal policies and
will cover co-payments. It is recommended that each student discuss
the type of coverage their personal policies will provide while
away at College. The Commercial Travelers policy cost $170.00/academic
year. If you use the policy twice at the Health Center it will
cover the cost of the policy. The decision to purchase this policy
is an individual one. Health Center staff will be glad to discuss
any insurance issues with individuals if they contact the office
directly.
If my son/daughter is injured while participating
in NCAA athletics, how does the Athletic insurance work?
All Ferrum College athletes are covered by the College athletic insurance.
This policy covers a student-athlete during games and practices, on
and off campus. If an athlete suffers an injury, they must report
to the Athletic Trainer for evaluation. If medical treatment is recommended
and received, the student must fill out a claim form. Claim forms
are available from the Athletic Deparment. Please note: Insurance
provided by parents or personal policies will serve as primary insurance
with athletic claims. Payment is made after the primary policy has
considered the claim. If a student has Commercial Travelers through
the College, it does not pay towards athletic injuries.
Do all college students need to get a Meningitis
shot?
Meningitis is a potentially fatal disease, which is more prevalent
in Freshman who live in Residence Halls. The Meningitis vaccine
is 90% effective, costs from $75 - $150 and provides protection
for 4 years. It is not currently required by Ferrum College, but
is highly recommended. A student must either receive a vaccination
or sign a waiver. Please consult with your physician. If you are
under 19, you may receive the vaccine free of charge. If you are
19, you are do not qualify and must go through the Health Department.
What do I do in case of an emergency
and the FCHC is closed?
Report directly to your Community Advisor (CA), call campus police,
or call 911. The local hospital, Carilion Franklin Memorial, is
10 miles west in Rocky Mount. Ferrum has a volunteer rescue squad. For
after hours questions that are non-emergencies, call 365-4469.
Will I be penalized if my health record is incomplete?
Complete health information must be on file in the Health Center in
order to complete the enrollment process. Accurate health information
allows us to insure a safe community for students. The Health
Center will make every effort to assist students with getting their
records complete.